Terms of Service

FinBud is a financial education tool designed to help Canadians better understand personal finance. Our platform provides general, educational content and tools — not professional or regulated financial advice.

You must be the age of majority in your province or territory to use FinBud. By using our Services, you confirm that you meet this requirement and are legally capable of entering into this agreement.

All content on FinBud is intended for informational and educational purposes only. We are not licensed financial planners, advisors, or investment professionals. You should not interpret anything on FinBud as financial, legal, or tax advice. Always consult a qualified professional before making financial decisions.

You agree to use FinBud only for lawful purposes. You must not:

• Violate applicable laws or regulations
• Infringe on our intellectual property or that of others
• Attempt to reverse-engineer, scrape, or hack the platform
• Misrepresent yourself or impersonate others

We reserve the right to suspend or terminate your access if you violate these Terms.

If you create an account with us:

• You are responsible for keeping your login credentials safe.
• You agree to notify us immediately if you suspect unauthorized access.
• You are responsible for all activity under your account.

All content on FinBud — including our name, educational materials, platform design, and our logo — is owned by us or licensed to us.

• Our logos and branding were created by our team and are protected by automatic copyright under Canadian law.
• You may not use, copy, or distribute any content from FinBud without our written permission.

You may use FinBud to refer to our platform, but may not represent or repackage our work as your own.

FinBud may link to third-party websites or services. We are not responsible for their content, terms, or privacy practices. Use them at your own risk.

FinBud is provided "as is" and "as available." We make no guarantees that the platform will be error-free, secure, or accurate. We disclaim all warranties to the maximum extent allowed by law.

To the fullest extent permitted by law, FinBud and its team will not be liable for any damages, losses, or costs arising from your use of our Services — including any financial decisions you make based on our content.

We may update these Terms at any time. If changes are significant, we'll notify users. Your continued use of FinBud means you accept the new Terms.

If you have questions about these Terms or anything else, feel free to contact us: finbud.team@gmail.com